Snap Finance is a top-notch solution for buyers with financial shortages or bad credit scores. It allows a pay-over-time facility for purchases. Unlike other financing options, snap does not consider the customers as the revenue-generating object but believes that every person has the right to purchase. Millions of buyers are now using this financing option to purchase home appliances while having insufficient affordability to pay upfront. To equip you with a convenient purchasing experience, we’ve come up with a comprehensive list of appliance stores that accept Snap Finance. But, at first, you must know Snap’s working procedure and offers’ advantages.
How Snap Financing Works
Snap Financing’s working process is unique. It purchases your desired appliance item on your behalf and allows you to avail of the lease-to-own option. Instantly, you receive the rights to use that product by agreeing to a pay-over-time term. Typically, the pay-over-time term allows a leasing period of 12 months. By paying all the monthly instalments, you become the owner of the product. To use Snap Finance’s services and benefits, you just need to meet the criteria below.
- The minimum age requirement is 18 years old.
- Have a monthly minimum income of $1000.
- Have an active bank account.
- Have a verified email address and phone number.
Benefits of Snap Finance
The main advantage of Snap Finance is that it allows you to buy and use any appliance even if you have no credit or a bad credit score. Not only this, but there are more.
- The process is simple, convenient, and flexible.
- Snap approves amounts greater than $3000.
- Highly transparent: buyers are notified with details.
- The 100-day option offers a cost reduction.
- Same-day pickup facility.
- Almost every reputed brand’s product can be purchased.
- Applicable for both online and physical outlets.
Learn More
- List of 3 Online Store That Does Not Require Zip Code
- List Of 10 Online Stores That Accept Visa Gift Cards
Best Appliance Stores that Accept Snap Finance
As mentioned earlier, Snap’s popularity is touching the sky, and a wide variety of stores are accepting it. Still, you cannot maximize your benefits with Snap Financing if the store selection is not correct. The following are the best Snap-accepting appliance stores.
1. Big Sandy Superstore
Big Sandy Superstore offers the very best appliance items at an affordable price. It has multiple stores in several states like Ohio, Kentucky, West Virginia, Michigan, Indiana, Missouri, and so on. With over 68 years of experience, it understands each customer’s needs and provides the best services, selection, and value for money products.
Features
- 100-Day payoff in cash.
- Allows purchasing amounts up to $5000.
- The offered pay-over-time period is 18 months.
- Zero impact on FICO score.
2. Electronic Express
Electronic Express is a market dominator in the Southeast region. It has many selling points inside and outside of Tennessee. Surprisingly, it offers almost every brand’s products and always keeps its stocks full of updated models. In addition, the fast-forward and functional e-shopping feature of Electronic Express equips customers with a sense of reliability.
Features
- Prompt feedback regarding approval.
- There are no additional costs.
- 100-day cash payoff option.
- Always welcomes all credit types.
3. Appliance-TV Outlet
Appliance-TV Outlet has a large selection of high-quality, branded appliances. In California, it has stores in Glendora and Yorba Linda. Appliance-TV Outlet stores offer some great deals on appliances with up to 60% off the regular price. The reason behind Appliance-TV Outlet’s popularity includes quality customer and shipping service.
Features
- It requires a small processing fee of $39.
- Requires a social security number.
- Offers “early buyout option” discounts.
- The maximum approval amount is $3000.
- 100-Day payoff option is available.
4. All Appliance Outlet Texas
All Appliance Outlet Texas is a profound appliance retailer in Texas. This Houston-based seller is an upper-level competitor in the market. With broad recognition in the state’s market, it represents more than 40 premium brands’ products. Its loyal customers’ satisfaction level is promising for the convenient and customer-friendly services.
Features
- It supports every budget type.
- Zero down payment is required.
- Next day delivery.
- It only takes one minute to complete the application process.
5. Prisco Appliance & Electronics
Prisco Appliance & Electronics is a New York-based appliance seller. Along with New York, its business covers New Jersey, Connecticut, and Florida. It is substantially popular for discounts on high-brand items. Their service is very based on appliance-related knowledge and experience. Prisco Appliance & Electronics is a top marketer with authorized distributorships from several globally reputed brands.
Features
- It approves up to $3,000 without a credit score.
- Easy and one-minute application process.
- No effect on buyers’ CRAs.
- Pay-over-time is 12 months.
6. A Plus Appliances
Texas’s A Plus Appliances is the only small business on this list. But, its quality, prompt, and friendly service deserve this. A Plus Appliances also offers a free delivery feature for over $1000 purchase. A Plus Appliances’ growing popularity is significantly related to the quality service-at-home offers. It is enabling new and unique customer experiences.
Features
- It represents brands like Samsung, LG, etc.
- $100 cash discount on purchases over $1000.
- Same day delivery.
7. Stewart’s TV & Appliance
Stewart’s TV & Appliance is a family-owned appliance retailer operating profoundly in the US since 1946. The main driving force of this business is high-quality customer service. Also, the staff at Stewart’s TV & Appliance are experienced and friendly. Along with new product sales, the company is also renowned for parts supply, at-door service, and installation. Amazingly, it offers free delivery.
Features
- It approves up to $5000 without a credit score.
- Online application for Snap Finance.
- Text-based application for Snap Finance.
8. East Coast Appliance
East Coast Appliance is well known among mid-range buyers for its amazing discount facility, which is also mentioned in its tagline, “Your Discount King.” This retailer has eight physical stores in Virginia. It offers products at competitive prices by matching the prices offered by competitors.
Features
- Almost every product comes with a discount or cashback facility.
- Allows up to $5000 in purchases through Snap Finance.
- Online application for Snap Finance.
- Text-based application for Snap Finance.
9. J & J Appliance
J & J Appliance believes in providing personalized service. This Arizona-based startup has two stores: one in Phoenix and one in Tolleson. However, you can purchase the products from them anywhere in the US by using their online interface. J & J Appliance is the authorized dealer of Amana, Whirlpool, JennAir, etc.
Features
- Approves up to $5,000.
- 100-day cash-off facility.
- Subject to credit approval.
10. Just-In Time Appliance
Just-In Time Appliance is an Oregon-based business. It is proud of its highly professional team members, who always go above and beyond to ensure high customer satisfaction. Amazingly, Just-In Time Appliance offers cash discounts for every product purchase. The highest cash discount is $300, or 15% of the retailer’s price.
Features
- Allows up to $5000 purchase through Snap Finance.
- Online application for Snap Finance.
- Text-based application for Snap Finance.
11. Trout’s Appliance
Trout’s Appliance is a Texas-based in-store shopping facility. The company is a market leader in the Cedar Creek Lake area. The staff at Trout’s Appliance is highly professional, knowledgeable, and experienced. It sells globally famous brands’ products.
Features
- Approves lease-to-own options worth up to $5,000.
- No credit check.
- Same day delivery.
12. Frontline Appliances LLC
Frontline Appliances LLC is a small business that operates in Tucson, Arizona. It offers products from globally reputed brands: Maytag, GE, Thermador, Electrolux, Bosch, Insignia, LG, etc. The uniqueness of this store is that it sells used home appliances.
Features
- Online approval is required for Snap.
- Approves up to $5,000.
- 100-day cash-off facility.
- Same day delivery.
- $39 processing fee.
- No credit check.
13. Mesa TV & Appliance
Mesa TV & Appliance is a renowned home appliance seller in Mesa, Arizona. It covers the greater Phoenix area. The business was initiated in 1965 and is locally famous for its quality products and services. It offers unbeatable prices for appliances.
Features
- Delivery within 24 hours.
- Approves up to $5,000.
- No credit check.
14. Turney & Dunham Appliances
Turney & Dunham Appliances is a top market competitor in Ohio. It offers products by considering lifestyle and budget. In short, at Turney & Dunham Appliances, every buyer with any budget can get their product. It sells quality products at a cheap rate. Turney & Dunham Appliances’ main strength is its friendly and dedicated team members.
Features
- Allows up to $5000 in purchases through Snap Finance.
- Online application for Snap Finance.
- Text-based application for Snap Finance.
15. Southaven Appliance
Southaven Appliance is a Mississippi-based home appliance seller. The company is highly professional and equipped with strong team members. It sells brand products, and the services include repair, installation, and delivery. Southhaven Appliance, a BBB and NFIB member, is well-known for its “Desoto’s Best” award.
Features
- Delivery within 24 hours.
- Approves up to $5,000.
- No credit check.
16. Appliance Solutions
Appliance Solutions always puts its customers first. The in-store facility is located in Tulsa, OK. It not only sells quality products but also ensures service even after the sale. The CSR policies of the company are the landmarks of its business excellence.
Features
- Online approval is required for Snap.
- Approves up to $5,000.
- 100-day cash-off facility.
- Same day delivery.
17. B & R Discount Appliance
B & R Discount Appliance, a Virginia-based appliance store, has been providing all types of home appliance solutions to the locals since 2010. It not only sells quality new products but also offers repair services. Buyers with a low budget can purchase used items from this store at an affordable price.
Features
- Online approval is required for Snap.
- Approves up to $5,000.
- 100-day cash-off facility.
- Same day delivery.
- No credit check.
Final Word
The above-mentioned stores can undoubtedly provide you with the best products with Snap Financing. Still, there are some other small appliance stores that operate in rural areas and accept Snap Finance. Finally, many online stores are also offering Snap Finance to customers. The growing number of online appliance retailers with the Snap Finance option is benefiting numerous people, especially the low- and middle-income population groups. The concept of “buy now, pay later” is now a reality. The more appliance stores that accept Snap Finance, the more people will have modern and affordable living opportunities.
Frequently Asked Question
Their terms are nearly similar. It’s great news that Snap Finance and Affirm are now partners. This integration allows Snap to offer more benefits to customers without any hidden costs.
To make financing easy and prompt, Snap Finance doesn’t lodge the creditor’s file with the three core credit bureaus. It means it does not improve credit scores and cannot guarantee future financing.
Yes, customers can use this card from their own devices, according to Snap. It is just like another debit or credit card.
From October 2022, all of Target’s selling points (more than 1900 throughout the country) have started to accept Snap Financing.
Simply, “no.” Snap provides a credit facility for purchases, and the payment goes directly to the seller’s account.